images Lauren Conrad the hills dress Lauren Conrad Updo Part 2:h1techSlave03-17 04:22 PMSome lenders do not lend to H1/EAD. So if the cheapest lender happens to not accept H1/EAD, then you did not get the cheapest rate. In your case Wells Fargo happened to have the cheapest rate and they were also accepting H1. I am on the look out for a loan currently. The guy with the cheapest rate (around